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    Budgeting Seminar

    27 July 2021

    The debt free budgeting seminar is here to help you build skills that have a lasting impact on your finances.

    During the course you will be taught three CAP Money – budgeting principles:

    1. How to build and live on a budget. This is the cornerstone of managing your money well.
    2. The CAP Money system. It divides your money into a three account system, simplifying the way you keep track of your finances.
    3. How to live week-to-week using cash/direct debit instead of cards. By simply applying these three principles, you will learn how to manage your money, and live your life to the full!


    Who this event is for

    Anyone wanting to organise or improve their financial life, as well as to those looking to save money for a specific purpose.

    Whatever you’re trying to achieve — getting on top of debts, assessing your current spending or learning to have a healthier relationship with money — this seminar can help.


    How does it work?

    The seminar is a 1.5-hour online training using Christian Against Poverty (CAP) materials.

    Hard copies and soft copies of the CAP workbook are available. The workbook is available for those who register and attend the event.

    What happens after?

    CAP is here to lift the burden of debt, and support you every step of the way. After the seminar we can continue providing support and coaching and online support.


    Contact Patrica at [email protected].


    All information in this course was correct at the time of printing in July 2020.

    This course is intended as a guide only and written for general educational purposes. It is not intended to be read as legal and/or financial advice or as a substitution for legal and/or financial advice. If you require legal advice you should consult a solicitor of your choice. Similarly, if you require financial advice you should consult an accountant. The comments expressed herein are those of the author only and in the broadest and general terms. Individual circumstances require different methods and strategies. Many issues have been simplified to achieve ease of understanding. The management of debt is a complicated and complex arrangement and no responsibility at law or in equity can be inferred or accepted for the opinions expressed herein or the actions the reader may or may not take based on the contents of this course. 


    27 July 2021






    Patricia Goncalves

    Greater Sydney Conference

    Director of Stewardship (Personal Development) and Special Project. Patricia has been responsible for managing a variety of budgets on behalf of the Conference.

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